ploc

productCode
UNS
subProductCode
PL
shortName
Personal line of credit
footerDisclosures
Installment loans are offered by U.S. Bank National Association.
footerAprDisclosures

<p class="footer-disclosure">As of April 23, 2021 the fixed Annual Percentage Rate (APR) ranged from 6.49% APR to 18.49% APR, and varies based on credit score, loan amount and term. Minimum loan amount is $1,000 and loan terms range from 12 to 60 months. The lowest APR in the range is available on loans of $10,000 or more with a term of 12-36 months, a credit score of 800 or greater and includes discounts for automatic payments from a U.S. Bank personal checking or savings account. Automatic payments and U.S. Bank personal checking or savings account are not required for loan approval. The Consumer Pricing Information brochure lists fees, terms, and conditions that apply to U.S. Bank personal checking and savings accounts. This brochure can be obtained by visiting a U.S. Bank branch or calling <a class="footer-disclosure" href="tel:800-872-2657">800-872-2657</a>. Loan payment example: on a $10,000 loan for 36 months, monthly payments would be $306.44 and APR of 6.49%. Maximum loan amounts may vary by credit score and location. Loan approval is subject to credit approval and program guidelines. Interest rates and program terms are subject to change without notice.</p>

footerAddress
U.S. Bank 800 Nicollet Mall Minneapolis, MN 55402
helpPhNum
800-872-2657
helpHours
Monday through Friday: 7 a.m. to 10 p.m. CT Saturday: 9 a.m. to 5 p.m. CT
getStartedfootNotesDisclosures

Disclosures

To help the government fight the funding of terrorism and money laundering activities, U.S. federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. As you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

1. When you become a customer, use of your number will be governed by the policy below.

CELLULAR PHONE CONTACT POLICY

By providing us with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications – including but not limited to prerecorded or artificial voice message calls, text messages and calls made by an automatic telephone dialing system – from us and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access fees from your cellular provider.

Return to content (footnote 1)

2. You may change your email marketing preferences at any time in the Privacy section of usbank.com. Note that confidential, personal or financial information will never be sent or requested in an email from U.S. Bank.

Return to content (footnote 2)
loanPledgeDisclosures
  • To the best of my knowledge, the application information provided is true and complete.
  • I am the individual to whom this information pertains.
loanAuthorizationDisclosures
  • Gather credit information about me.
  • Obtain a consumer report (credit report) from a consumer-reporting agency (credit bureau) in connection with this application.
  • Authorization for the Social Security Administration to Disclose Your Social Security Number Verification: I authorize the Social Security Administration (SSA) to verify and disclose to U.S. Bank through Early Warning Services, LLC, their service provider, for the purpose of applying for an account whether the name, Social Security Number (SSN) and date of birth I have submitted matches information in SSA records. My consent is for a one-time validation within the next 90 days. By clicking the APPLY button, I am signing the consent for SSA to disclose my SSN Verification to U.S. Bank / Early Warning. I agree that my electronic signature has the same legal meaning, validity, and effect as my handwritten signature.
loanConsentDisclosures
  • Federal law requires the lender to obtain, verify and record information about each applicant in order to verify each applicant's identity. The lender may also ask for documents to verify the identity of some or all applicants.
  • This application and supporting documents remain the property of the Lender.
  • U.S. Bank is not obligated to approve my application. All loan applications are subject to normal credit qualification.
premierLineAgreementLinkName
Personal line of credit disclosure
premierLineAgreementUrl
https://it2.usbank.com/content/experience-fragments/usbank/en_us/personal-loans/personal-line-disclosure/master.html
premierLineAgreementHelperText

These are the general rules that apply to your U.S. Bank account(s).

Long Name
U.S. Bank Personal line of credit